All employers are required by Minnesota Statutes, section 176.181, subdivision 2, to either purchase workers' compensation insurance to provide benefits to their employees for work-related injuries or obtain approval from the Minnesota Department of Commerce permitting self-insurance upon proof of the employer's financial ability to do so. There is no minimum number of employees an employer must have before insurance is required; therefore, an employer with only one part-time employee generally must provide coverage. Several penalties may be assessed against employers that fail to properly ensure their employees.
If you are injured while at work and wonder if you may have a basis for a claim we can help you review your options and choose the next steps that are best for you. We work on a contingency basis, which means that you do not pay us unless there is a recovery. We’ll take time with you to help you through the entire legal process so that you don’t feel confused by the legalities.
Questions about Worker's Compensation?
If you are the victim of intentional or negligent conduct, the basic issues of personal injury are liability and damages. Deciding whether someone or someplace is liable for the damages you sustained and what the nature and extent of your damages are can be very confusing. If liability and damages can be proven you will be awarded compensation for your loss. Personal injury cases require an assessment of the facts and the law. Contact us and let our years of experience go to work for you to navigate this complex area of law and help you decide if you have a case and, if so, develop a plan of action for recovery.
Personal injury cases can widely vary. The most common types of personal injury claims are road traffic accidents, work accidents, tripping accidents, assault claims, and product defect accidents (product liability). The term personal injury also incorporates medical and dental accidents (which lead to medical negligence claims) and conditions that are often classified as industrial disease cases, including asbestosis and mesothelioma, chest diseases (such as emphysema, pneumoconiosis, silicosis, chronic bronchitis, asthma, chronic obstructive pulmonary disease, and chronic obstructive airways disease), occupational deafness, occupational stress, contact dermatitis, and repetitive strain injury cases. Personal injury cases may also include toxic torts, in which a contaminant transmitted by air or water causes illness, injury, or death.